Commercial Insurance Built for Tow Truck Operators

Get customized liability, equipment, and workers' comp coverage designed for tow truck operators. Fast approvals, comprehensive protection, and 24/7 claims support to keep your business running smoothly and safely.

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Commercial Insurance Solutions Designed Exclusively for Tow Truck Operators

Why Tow Truck Operators Choose Us!

As a licensed tow truck operator, your business faces unique risks – from property damage during vehicle recovery to costly equipment breakdowns. Our insurance plans are specifically designed for tow truck operators, offering comprehensive protection for general liability, work vehicles, and specialized towing equipment. With 24/7 claims support, we protect your livelihood so you can focus on what you do best: safely and efficiently getting vehicles back on the road.

No upfront costs – pay monthly

Coverage for towing vehicles, & onsite accidents

24/7 claims – get back to work fast

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Who We Insure

Tow truck operators
Emergency roadside assistance providers
Vehicle recovery & impoundment services
Heavy-duty towing specialists

Understanding Tow Truck-Specific Insurance Needs

Tow truck operators face unique risks that most general business policies don’t cover. Our plans are designed to address these industry-specific vulnerabilities:

Property Damage Liability: Covers accidental damage to client vehicles or property during towing and recovery operations – including damage caused by mishandling or improper towing procedures.
Equipment Breakdown: Protection for essential towing equipment such as winches, cranes, and hydraulic lifts, up to $75,000 value.
Completed Operations Coverage: Protects against lawsuits if vehicle damage or towing-related incidents occur after the job is completed.

Without the right insurance, a single accident or equipment failure could lead to expensive repair costs and legal fees.

Insurance Coverage

Coverage Type	Protection Details
General Liability	Property damage, client injuries, and towing-related incidents
Commercial Auto	Work vehicles, towing trucks, and equipment transport
Tools & Equipment	Theft, fire, or water damage protection up to $50k
Workers’ Comp	Medical bills and lost wages for injured workers

Build your policy with these essential protections:

Commercial Auto Insurance: Covers towing vehicles and equipment during transport, including liability for any accidents or injuries caused while towing.
Inland Marine Coverage: Protects towing equipment while on the job, in transit, or in storage – including damage or theft of tools, winches, and hydraulic lifts.
Umbrella Liability: Add $1M-$5M extra coverage for high-value towing operations, such as heavy-duty vehicle recoveries or roadside assistance for large commercial fleets.

Call Us Now!

+1 (206) 361-0600