Commercial Insurance Built for Landscapers

Get customized liability, equipment, and workers' comp coverage designed for landscapers. Fast approvals, comprehensive protection, and 24/7 claims support to keep your landscaping business running smoothly and safely.

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Commercial Insurance Solutions Designed Exclusively for Landscapers.

Why Landscapers Choose Us!

As a licensed landscaper, your business faces unique risks – from property damage during lawn care to expensive equipment breakdowns. Our insurance plans are specifically designed for landscaping contractors, offering comprehensive protection for general liability, work vehicles, and specialized tools. With 24/7 claims support, we safeguard your livelihood so you can focus on what you do best: creating beautiful outdoor spaces.

No upfront costs – pay monthly

Coverage for tools, vehicles, & accidents

24/7 claims – get back to work fast

Want to speak with an expert? 

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Who We Insure

  • Residential & commercial landscapers
  • Lawn care & garden maintenance contractors
  • Landscape design & installation specialists
  • Tree trimming & arborist services

Understanding Landscaping-Specific Insurance Needs

Landscaping contractors face unique risks that most general business policies don’t cover. Our plans are designed to address these industry-specific vulnerabilities:

  • Property Damage Liability: Covers accidental damage to client property during landscaping work – including damage to gardens, fences, and structures during lawn care or design work.
  • Equipment Breakdown: Protection for essential landscaping tools and machinery such as lawnmowers, leaf blowers, and power trimmers, up to $75,000 value.
  • Completed Operations Coverage: Protects against lawsuits if landscaping work (e.g., irrigation systems or installations) fails or causes damage months after completion.

Without the right insurance, a single damaged garden or equipment failure could lead to costly repairs and legal expenses.

Insurance Coverage
Coverage Type Protection Details
General Liability Property damage, client injuries, and landscape work failures
Commercial Auto Work vehicles, transporting landscaping equipment
Tools & Equipment Theft, fire, or water damage protection up to $50k
Workers’ Comp Medical bills and lost wages for injured workers

Build your policy with these essential protections:

  1. Commercial Auto Insurance: Covers work vans/trucks carrying landscaping tools and materials – includes pollution liability for fuel or chemical spills during transport.
  2. Inland Marine Coverage: Protects landscaping tools and equipment at job sites, in transit, or in storage – even covers rented equipment for larger landscaping projects.
  3. Umbrella Liability: Add $1M-$5M extra coverage for high-value landscaping contracts, such as large commercial properties or complex design installations.

Call Us Now! 

+1 (206) 361-0600

Ready to secure your future?

Whether you need life, health, or auto insurance, we’ve got you covered with reliable, affordable plans tailored to your needs.

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